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A personal line of credit can be used for whatever you need, whenever you want. No collateral necessary. No prepayment penalties. No application fees. Choose your repayment terms from 24 - 72 months. Consolidate debt, make large purchases, take a vacation, or have access to cash in an emergency. Personal line of credit is a flexible way to get extra funds for things like home renovations, vacations or even a big screen TV. You can withdraw any amount of funds up to the predetermined, approved credit limit - which is based on your personal financial situation. Once you've paid it back, you can use it again and again without re-applying.
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